Stripe in Morocco: is it available, and how to get paid
No. Morocco isn't on Stripe's list of supported countries, so a business based there can't open a Stripe account. Of the merchants of record we checked, Paddle, Lemon Squeezy and Polar pay out to founders in Morocco. For local customers, CMI and YouCan Pay take payments in MAD.
Global options for founders in Morocco
| Provider | What it is | For Morocco | Detail | Source |
|---|---|---|---|---|
| Stripe | payment processor | No | Not on the list of supported countries/regions | stripe.com |
| Stripe Atlas | US company formation | Yes | No founder-country exclusion found; Atlas terms only name Prohibited Jurisdictions (Cuba, Iran, North Korea, Syria, Crimea), none of which is this country | stripe.com |
| Paddle | merchant of record | Yes | Not on Paddle's unsupported seller countries list | paddle.com |
| Lemon Squeezy | merchant of record | Yes | On the bank payout list (PayPal payouts also offered) | docs.lemonsqueezy.com |
| Polar | merchant of record | Yes | On Polar's payout countries list | polar.sh |
| Dodo Payments | merchant of record | No | Not on the accepted list. Grandfathered only: merchants already transacting before the 23 March 2026 change can continue under enhanced monitoring; new merchants cannot onboard | docs.dodopayments.com |
| Wise Business | business account | No | Not on the list. You may be able to register and send money, but not hold money or get account details to receive | wise.com |
| PayPal | wallet | Yes | Country site offers Send & Request payments and a Business menu with Accept Payments | paypal.com |
Local gateways in Morocco
| Gateway | Takes | Fee | Who can sign up | Source |
|---|---|---|---|---|
| CMI (Centre Monétique Interbancaire) | Local and international bank cards online (Visa, Mastercard, Maestro, JCB, Diners Club, Discover, UnionPay and CMI cards), plus payment links (PaybyMail) from the merchant dashboard. | not published | Self-employed individuals (personne physique) or businesses, associations, shops, hotels and restaurants with their registered office in Morocco. Affiliation needs a contract and documents such as a trade register entry. | cmi.co.ma |
| YouCan Pay | Visa, Mastercard and American Express cards, Moroccan and international; payouts to a Moroccan bank account or via CashPlus. | 3.9% + MAD 2 per successful card transaction on Moroccan cards; 4.9% + MAD 2 on international cards. No setup or monthly fees. YouCan Pay normally retains 30% of volume for 30 days as a reserve. | Open to anyone living in Morocco with a Moroccan bank account (or access to a CashPlus agency), including foreign residents. Not yet available to sellers outside Morocco. | youcanpay.com |
Worth knowing in Morocco
| What | Detail | Source |
|---|---|---|
| Settlement currency | CMI online card transactions are made in Moroccan dirham; prices can be shown in any currency, and foreign cardholders are debited the dirham equivalent. | cmi.co.ma |
| Starter caps | YouCan Pay caps earnings on its entry tier at MAD 5,000 a day or MAD 35,000 a week; higher tiers are available on request. | youcanpay.com |
Fees on the global options
| Provider | Headline fee | Source |
|---|---|---|
| Stripe | 2.9% + 30¢ per successful domestic card transaction (US pricing page; currency not named) | stripe.com |
| Stripe Atlas | $500 one-time setup fee including government fees and the first year of registered agent, then $100 a year (currency not named) | stripe.com |
| Paddle | 5% + 50¢ per checkout transaction (currency not named) | paddle.com |
| Lemon Squeezy | 5% + 50¢ per transaction (currency not named); small extra fees can apply in edge cases | lemonsqueezy.com |
| Polar | 5% + 50¢ per transaction on the free Starter plan for organisations created on or after 27 May 2026, plus 1.5% for non-US cards (currency not named) | polar.sh |
| Dodo Payments | 4% + 40¢ per transaction, plus 1.5% for cards and payment methods outside the US (currency not named) | dodopayments.com |
| PayPal | US rates: 2.99% + fixed fee for card payments, 3.49% + fixed fee for PayPal Checkout; sellers in other countries pay their country's rates | paypal.com |
Questions about getting paid in Morocco
- Is Stripe available in Morocco?
- No. Morocco isn't on Stripe's list of supported countries, so a business based there can't open a Stripe account. Checked on Stripe's global availability page on 27 October 2026.
- What can I use instead of Stripe in Morocco?
- To sell software or digital products worldwide, a merchant of record that pays out to Morocco: Paddle, Lemon Squeezy and Polar. To take payments from local customers, local gateways such as CMI and YouCan Pay.
- Which merchants of record pay out to Morocco?
- Paddle, Lemon Squeezy and Polar. Dodo Payments doesn't, according to its own country list.
- How much does YouCan Pay charge?
- 3.9% + MAD 2 per successful card transaction on Moroccan cards; 4.9% + MAD 2 on international cards. No setup or monthly fees. YouCan Pay normally retains 30% of volume for 30 days as a reserve. That's as published on youcanpay.com. Who can sign up: Open to anyone living in Morocco with a Moroccan bank account (or access to a CashPlus agency), including foreign residents. Not yet available to sellers outside Morocco.
- Can I receive PayPal payments in Morocco?
- Yes. Country site offers Send & Request payments and a Business menu with Accept Payments.
- Can I use Stripe Atlas from Morocco?
- Yes. No founder-country exclusion found; Atlas terms only name Prohibited Jurisdictions (Cuba, Iran, North Korea, Syria, Crimea), none of which is Morocco.
Other countries
Argentina · Bangladesh · Colombia · Egypt · Georgia · Ghana · India · Indonesia · Kenya · Nepal · Nigeria · Pakistan · Peru · Philippines · South Africa · Sri Lanka · Turkey · Ukraine · Vietnam
To choose between a merchant of record, a US company and a local gateway, read Stripe not available in my country.
- Stripe
- No
- Currency
- MAD (Moroccan dirham)
- Merchants of record paying out
- 3 of 4
- Checked
Providers change their country lists and fees. Check each provider's own page before you sign up. Spotted something out of date? Tell us in the members' chat.