Stripe in Indonesia: is it available, and how to get paid
Not openly. Stripe marks Indonesia as Preview, so access goes through its sales team rather than open sign-up. Of the merchants of record we checked, Paddle, Lemon Squeezy, Polar and Dodo Payments pay out to founders in Indonesia. For local customers, Midtrans, DOKU and Xendit take payments in IDR.
Global options for founders in Indonesia
| Provider | What it is | For Indonesia | Detail | Source |
|---|---|---|---|---|
| Stripe | payment processor | Preview | Marked Preview; the country links to Stripe's contact sales page rather than sign-up | stripe.com |
| Stripe Atlas | US company formation | Yes | No founder-country exclusion found; Atlas terms only name Prohibited Jurisdictions (Cuba, Iran, North Korea, Syria, Crimea), none of which is this country | stripe.com |
| Paddle | merchant of record | Yes | Not on Paddle's unsupported seller countries list | paddle.com |
| Lemon Squeezy | merchant of record | Yes | On the bank payout list (PayPal payouts also offered) | docs.lemonsqueezy.com |
| Polar | merchant of record | Yes | On Polar's payout countries list | polar.sh |
| Dodo Payments | merchant of record | Yes | On the accepted countries list. Eligibility follows the country that issued your government ID (and every director's and owner's ID) | docs.dodopayments.com |
| Wise Business | business account | No | Not on the list. You may be able to register and send money, but not hold money or get account details to receive | wise.com |
| PayPal | wallet | Yes | Country site offers Send & Request payments and a Business menu with Accept Payments | paypal.com |
Local gateways in Indonesia
| Gateway | Takes | Fee | Who can sign up | Source |
|---|---|---|---|---|
| Midtrans | Bank transfer / virtual accounts, QRIS, GoPay, ShopeePay, credit cards, over the counter at Indomaret and Alfa Group, direct debit, cardless credit (Akulaku) | Cards 2.9% + IDR 2,000 per transaction (written 2,9% on the page); QRIS 0.7%; virtual account IDR 4,000. Fees exclude VAT except QRIS, GoPay and ShopeePay. | Not stated | midtrans.com |
| DOKU | Cards (including Amex and instalments), virtual accounts, QR payment, e-wallets (DOKU e-Wallet, DANA, OVO, ShopeePay, LinkAja), minimarkets (Alfamart, Indomaret), PayLater, direct debit | Cards 2.80% + IDR 2,000 (Amex 3.5% + IDR 2,000); QR 0.7%; virtual account IDR 4,000. Prices exclude VAT. | DOKU markets a Starter tier for individuals | doku.com |
| Xendit | QRIS, cards, virtual accounts, e-wallets (per Xendit docs) | Not confirmed: Xendit's pricing page blocked automated access today. Xendit's docs say standard fees are published on its website. | Registered businesses; individuals only as sub-accounts under a platform (xenPlatform) | xendit.co |
Worth knowing in Indonesia
| What | Detail | Source |
|---|---|---|
| Local rail | QRIS is Indonesia's national QR standard, set by Bank Indonesia; one QR code is paid from any bank or e-wallet app. | docs.xendit.co |
| QRIS cost | QRIS is among the cheapest ways to get paid: Midtrans and DOKU both list 0.7%. | doku.com |
Fees on the global options
| Provider | Headline fee | Source |
|---|---|---|
| Stripe | 2.9% + 30¢ per successful domestic card transaction (US pricing page; currency not named) | stripe.com |
| Stripe Atlas | $500 one-time setup fee including government fees and the first year of registered agent, then $100 a year (currency not named) | stripe.com |
| Paddle | 5% + 50¢ per checkout transaction (currency not named) | paddle.com |
| Lemon Squeezy | 5% + 50¢ per transaction (currency not named); small extra fees can apply in edge cases | lemonsqueezy.com |
| Polar | 5% + 50¢ per transaction on the free Starter plan for organisations created on or after 27 May 2026, plus 1.5% for non-US cards (currency not named) | polar.sh |
| Dodo Payments | 4% + 40¢ per transaction, plus 1.5% for cards and payment methods outside the US (currency not named) | dodopayments.com |
| PayPal | US rates: 2.99% + fixed fee for card payments, 3.49% + fixed fee for PayPal Checkout; sellers in other countries pay their country's rates | paypal.com |
Questions about getting paid in Indonesia
- Is Stripe available in Indonesia?
- Not openly. Stripe marks Indonesia as Preview, so access goes through its sales team rather than open sign-up. Checked on Stripe's global availability page on 27 October 2026.
- What can I use instead of Stripe in Indonesia?
- To sell software or digital products worldwide, a merchant of record that pays out to Indonesia: Paddle, Lemon Squeezy, Polar and Dodo Payments. To take payments from local customers, local gateways such as Midtrans, DOKU and Xendit.
- Which merchants of record pay out to Indonesia?
- Paddle, Lemon Squeezy, Polar and Dodo Payments.
- How much does Midtrans charge?
- Cards 2.9% + IDR 2,000 per transaction (written 2,9% on the page); QRIS 0.7%; virtual account IDR 4,000. Fees exclude VAT except QRIS, GoPay and ShopeePay. That's as published on midtrans.com.
- Can I receive PayPal payments in Indonesia?
- Yes. Country site offers Send & Request payments and a Business menu with Accept Payments.
- Can I use Stripe Atlas from Indonesia?
- Yes. No founder-country exclusion found; Atlas terms only name Prohibited Jurisdictions (Cuba, Iran, North Korea, Syria, Crimea), none of which is Indonesia.
Other countries
Argentina · Bangladesh · Colombia · Egypt · Georgia · Ghana · India · Kenya · Morocco · Nepal · Nigeria · Pakistan · Peru · Philippines · South Africa · Sri Lanka · Turkey · Ukraine · Vietnam
To choose between a merchant of record, a US company and a local gateway, read Stripe not available in my country.
- Stripe
- Preview
- Currency
- IDR (Indonesian rupiah)
- Merchants of record paying out
- 4 of 4
- Checked
Providers change their country lists and fees. Check each provider's own page before you sign up. Spotted something out of date? Tell us in the members' chat.